Expenditure Questionnaire

7/23/2019 Expenditure Questionnaire

1/108

HOUSEHOLD ECONOMIC

SURVEY

EXPENDITURE QUESTIONNAIRE

Interviewers Name: .........................................................................................................................

Recall period: From ........../....../...... to ........../....../......

IN CONFIDENCE

InterviewerEdit

Initials

Date

S

1

Reference Number

Source Document

For Interviewer Use

HS/03/01


2/108

2 NOTES

1.1 Persons Who JoinedInclude a baby born in the last 12 months to a household member.

Tick the No box where the entire household had moved from a previous residence to this one in the last12 months (the household did not form a new household when it moved: it simply changed its location).

1.2 Joining/Forming

A household is formed when one or more people who previously lived with other people in one or morehouseholds become a household in their own right. For example, a newly married couple who each lived withtheir parents until their marriage, and who now live together alone, formed a household.

A household is not formed when, for example, a couple marry and the wife moves into the dwelling which herhusband previously occupied. In that case, she joins her husbands household.

This question can serve to alert you to the possibility of wedding expenses, maternity hospital fees, removalexpenses, etc, occurring later in the questionnaire.

1.3 Persons Who LeftInclude household members who died or who otherwise permanently left the household in the last 12 months.

1.4 This question can serve to alert you to the possibility of wedding expenses, funeral expenses, etc, occurringlater in this questionnaire.


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3

Office Use Only

CHANGES IN HOUSEHOLD MEMBERSHIP

1.1 Did anyone living here now join (or form) the household in the last 12 months?

1.2 Would you please tell me which people joined (or formed) the household, and the

month in which each of them joined (or formed) it.

1.3 Have any people left this household in the last 12 months?

00 007931

00 007930

00 007960

1.4 Would you please give me the relationships of those people to the Householder,and the month in which each person left.

Person No. Month of Joining

Relationship to

Householder Month of Leaving

Office Use

Diary Start-date 7927 00 00

00 007961

Yes 1

2No Go to Question 2.1

Yes 1



4/108

4 NOTES

2.1 Type of DwellingIndicate type of dwelling as stated by respondent.

For dwellings attached to or part of a business or shop the main purpose of the structure must be for abusiness or shop eg a flat attached to a dairy or a caretakers residence. It does not apply to a dwelling on afarm.

Dwellings that may fall into categories 2 5 include flats, units, bedsits, townhouses, apartments and houses.

2.2 RoomsEnter a number in each box, from 0 for none.

Exclude any rooms occupied by another household, but include any rooms shared with other households.

For a dwelling built in the open-living or split-level style, count room equivalents.

Count a kitchen, but not a kitchenette. A kitchenette is a small area or alcove in a larger room. It would rarelybe found in a house, but would often be part of a bed-sitting room.

A bed-sitting room should be specified as such under Other rooms.

A detached bedroom (including a caravan used as such) adjacent to a private dwelling should be counted asa bedroom of the dwelling.

2.3 Year of OccupancyIf the dwelling was first occupied by this household within the last twelve months, then remember to prompt for(a) bonds and administration costs if the property is rented, or (b) purchase details of this property and possiblysale details for a previous property, later in the questionnaire.

2.5 Tenure

Where a farmer or other business-person has formed a limited-liability company, and the company owns thedwelling, record tenure as Rent or as Rent-free, depending on whether or not the person pays rent to thecompany for the use of its dwelling. In Question 3.1 overleaf, tick the Employer-private box for such cases.

Where a dwelling is jointly owned by the occupier and by a person such as an ex-spouse who is not a memberof this household, record tenure as:

(i) Rent-free if the occupier pays neither rates, house insurance, nor mortgage repayments;

(ii) Privately own it with mortgage if the occupier pays mortgage repayments;

(iii) Privately own it without a mortgage if the occupier pays rates and/or house insurance, but not mortgagerepayments.

Where a dwelling is owned by a family trust, record tenure as:

(i) Pay rent for this dwelling if the occupier pays rent to the trust;

(ii) Privately own it with a mortgage if the occupier pays mortgage repayments;

(iii) Privately own it without a mortage if the occupier doesnt pay rent or mortgage repayments.


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5

Office Use Only

2.2 How many of each of the following rooms are available in this dwelling for yourhouseholds use?

Bedrooms ... ... ... ... ... ... ... 1

Lounges or living rooms ... ... ... ... ... 2

Dining room or dining area... ... ... ... ... 3

Kitchens ... ... ... ... ... ... ... 4

Bathrooms ... ... ... ... ... ... ... 5

Separate toilets ... ... ... ... ... ... 6

Laundries ... ... ... ... ... ... ... 7

Other rooms (specify): ......................................................

...........................................................................................

Total ... 9

8001 00 00

8002 00 00

8003 00 00

8004 00 00

8005 00 00

8006 00 00

8007 00 00

8008 00 00

Number

8

8009 00 00

2.4 Which of you is the owner, or is responsible for renting this dwelling?

Person Number(s): ....................... 8013 00 00

2.3 In what month and year did your household first occupy this dwelling?

Month: ......................... Year: ................ 00 008012

2.5 Does your household -

Pay rent for this dwelling? ... ... ... 1 Go to Question 3.1

Live here rent-free?... ... ... ... 2 Go to Question 3.1

Privately own it with a mortgage?... ... 3 Go to Question 4.1

Privately own it without a mortgage? ... 4 Go to Question 4.1

00 008014

DWELLING CHARACTERISTICS

2.1 What type of dwelling is this?

Separate house ... ... ... ... ... 1

One of two flats or houses joined together... ... ... 2

One of three or more flats or houses joined together,in 1 or 2 storey building ... ... ... ... ... 3

One of three or more flats or houses joined together,

in a 3 or more storey building ... ... ... ... 4Flat or house, joined to or part of a business or shop ... 5

Bach crib, or other holiday home ... ... ... ... 6

8000 00 00


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6 NOTES

3.1 LandlordLocal authority includes a city council, district council, etc. (generally a body whose members are elected bythe public at local body elections).

The following are State-owned enterprises:

AgriQuality New Zealand Mighty River PowerAirways Corporation NZ PostAsure New Zealand NZ Railways Corporation

ECNZ Residual Limited Solid Energy New ZealandGenesis Power Television New ZealandLandcorp Timberlands West CoastMeridian Energy Transpower New ZealandMet Service

These should be included in Other Central Government Agency.

3.2 UnfurnishedThis means that the landlord provided no beds, no tables, no chairs, no refrigerator, and no clothes-washingmachine.

3.4 (a) Rent PaymentEncourage reference to receipts or rent-book.

In the case of rent covering the dwelling and either a farm or business, record the amount paid for the property,even if paid out of the farms or business funds. At the processing stage, a proportion of the amount recordedwill be allocated to private expenditure for such cases.

3.6 Latest PremiumRecord details from the latest account received.

3.7 Premium CoverageIf the premium covers something else apart from contents, then record the extra items covered (eg vehicles).

Other Central Government Agency

Any other State owned Corporation, State Owned Enterprise, Government Department or Ministry should beincluded in Other Central Government Agency.


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7

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RENTED DWELLING (INCLUDING RENT-FREE)

Go to Question 3.5

3.3 If rent-free, then ask:

Is the dwelling owned by a family trust, or company formed by the occupier?

Yes 1

2No

81008102 00 00

3.2 Is this dwelling rented on an unfurnished basis?

81008101 00 00Yes 1

2No

3.5 Do you pay an insurance premium for the contents of this dwelling?

81008111 00 00Yes 1


3.7 Does the policy cover anything else apart from contents?

Yes

No

Specify: .........................................................

3.1 Which organisation or person is this dwelling rented from?

Private Person ... ... ... ... ... ... 1

Private Trust/Family Trust ... ... ... ... ... 2

Local Authority or City Council ... ... ... ... 3

Housing New Zealand ... ... ... ... ... 4

Other Central Government Agency ... ... ... 5

Business or Other Organisation ... ... ... ... 6

Dont Know ... ... ... ... ... ... ... 7

Not Specified ... ... ... ... ... ... 9

81008100 00 00

3.6 What was the amount of the latest premium for that policy?

Amount of

latest premium

RecordsConsulted

$ Inst. Ann. /

Yes No

If an Instalment:Is that Amount An MonthInstalment, or is it Paid or

The Annual Amount? PayableHow Many InstalmentsAre Paid Per Year? 81006425 00

MP

8100 00

(b) If flat or house joined to or part of a business or shop, or a dwelling on a farm,ask:

Did that rent payment include rent for the business premises?

Yes 1

2No

81008104 00 00

3.4 (a) What was the latest amount of rent paid for this dwelling?

Latest Period Month Paid orAmount Paid Covered Payable

Records

Consulted

$ /

Yes No

81008103 00

MP


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8 NOTES

3.8 RatesProperty rates are sometimes paid by the occupants of rent-free dwellings.

Separate water rates can be paid either for excess water or for total water usage. Do not regard the water-supply component of property rates as separate water rates.

3.9 Annual Amount Paid or PayableRecord details from the latest demand received.

3.10 Lump Sum PaymentsInclude payment of deposits, land agents fees, etc.

3.12 RefundsInclude all such refunds received in the last 12 months, even if the original payment occurred more than12 months ago.

Record the annual amount, not the amount of an instalment. If paid by instalment, then for Month Paid orPayable record the month that the latest instalment was paid or is payable.


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9

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RENTED DWELLING (INCLUDING RENT-FREE) continued

3.9 For each such payment, would you please tell me the

Type of Rate

RecordsConsulted

$ /

Yes No

Annual AmountPaid orPayable

8100 00

MP

8100 00

MonthPaid orPayable

$ /


Type of Payment

RecordsConsulted

$ /

Yes No

AmountPaid

8100 00

MP

8100 00

MonthPaid

$ /

3.12 Have you had refunds of any of those kinds of charges in the last 12 months?

8115 00 00Yes 1


3.10 In the last 12 months,was any bond, administration charge, or other lump-sumpayment made in connection with the renting of this property or any other propertyrented by you in the last 12 months?

81008113 00 00Yes 1


3.8 In the last 12 months, did you pay any property rates or separate water rates forthis property?

81008112 00 00Yes 1


00

00

3.13 For each such refund, would you please tell me the

Item

RecordsConsulted

$ /

Yes No

AmountReceived

8100

MR

8100

MonthReceived

$ /

()

()

Go to Q6.1


10/108

10 NOTES

4.2 (a) RatesIf the household has recently shifted to this property and has not yet received a rate demand there, thenrecord details of the latest rate demand for their previous property (if owned by them).

If rates are paid by instalment, then record the amount of the latest instalment paid or payable (less anydiscount for early payment, beneficiaries, etc, plus any penalties for late payment), and determine the numberof instalments to be paid per year (these vary between councils from 1 to 12). However, the per annumamount may be recorded instead if it is more readily available.

If rates were paid as an annual lump-sum, or if a recent rate demand is to be paid as a lump-sum amount, thenrecord the amount paid or payable, less any discount for lump-sum payment.

In the case of rates covering the dwelling and either a farm or business, record the amount demanded for theproperty, even if paid out of the farms or businessfunds. At the processing stage, a proportion of the amountrecorded will be allocated to private expenditure for such cases.

In some areas regional councils issue rate demands separate from, and additional to, local council rates.Record these in Q4.4.

4.4 Water RatesInclude rates paid for excess or total water usage and which are not included in the amount recorded inQ4.2 (a).

Note that payments are to be made to a rating authority. Do not recordpayments for rates made to bodycorporates, retirement villages, etc.

4.6 Other OutgoingsGround rent is paid when the dwelling is owner-occupied but the land on which it stands is rented or leased.Easement is a right-of-way over anothers ground.

Lump sum payments to body corporates, retirement villages, etc which cover rates, insurance, maintenancepayments etc can be recorded here.

4.7 Annual Amount PaidRecord the annual amount, not the amount of an instalment. If paid by instalment, then for Month Paidrecordthe month that the latest instalment was paid or is payable.

4.3 Rateable value (this used to be called government valuation) is the rating valuation of your property. This isshown on the last Rates Assessment notice from your local authority. You can include valuations from QuotableValue.


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11

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OWNER - OCCUPIED DWELLING

4.4 Were any other payments made to a rating authority (such as water rates, rates toa water board or separate regional council rates)?

81008128 00 00Yes 1


4.2 (a) What was the amount of the latest rate demand for this property?

Amount of

latest demand

RecordsConsulted

$ Inst. Ann. /

Yes No

If an Instalment:Is thatAmount An Month

Instalment, or is it Paid orThe Annual Amount? PayableHow Many InstalmentsAre Paid Per Year? 8100

8124 00

MP

4.6 Are there any other outgoings, such as ground rent, property maintenancepremiums, or easements?

81008133 00 00Yes 1


4.1 Was this dwelling new, or had it been previously occupied, when you acquired it?

81008120 00 00New ... ... 1

2Previously occupied


Nature of Payment

RecordsConsulted

$ /

Yes No

Annual AmountPaid orPayable

MonthPaid orPayable

$ /8100 00

MP

8100 00

8100 00


Nature of Outgoing

RecordsConsulted

$ /

Yes NoAnnual AmountPaid MonthPaid

$ /

8100 00

MP

8100 00

4.3 (a) What is the current rateable value of this property?

Land Value 8121 00 00

8122 00 00

8123 00 00

8126 00 00

$ $ $

Yes

No

Improvements Total Value Year of Valuation

Records Consulted


Did that payment include rates for the business premises/farm?

81008125 00 00Yes 1

2No


Did that valuation include the business premises/farm?

81008127 00 00Yes 1

2No


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12 NOTES

4.9 Amount of Latest Premium

Record details from the latest account received.The per annumamount may be recorded from premiums paid by instalment if it is more readily available thanthe latest instalment paid or payable.

4.10 Amount of Latest PremiumRecord details from the latest account received.

The per annumamount may be recorded for premiums paid by instalment if it is more readily available thanthe latest instalment paid or payable.

In the case of insurance covering the dwelling and either a farm or business, record the premium even if paidout of the farms or businessfunds. At the processing stage, a proportion of the amount recorded will beallocated to private expenditure for such cases.


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13

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OWNER - OCCUPIED DWELLING continued

(b) What does that premium cover?

81008131 00 00

Buildings only ... ... ... 1

Buildings and contents ... 2

Buildings, contents, and vehicles 3

Farm Pack ... ... ... 4

4.9 What was the amount of the latest premium for that policy?

Amount of

latest premium

RecordsConsulted

$ Inst. Ann. /

Yes No

If an Instalment:Is thatAmount An MonthInstalment, or is it Paid or

The Annual Amount? PayableHow Many InstalmentsAre Paid Per Year? 8100

6425 00

MP

4.10 (a) What was the amount of the latest fire or comprehensive insurance premiumfor this dwelling?

Amount of

latest premium

RecordsConsulted

$ Inst. Ann. /

Yes No

If an Instalment:Is thatAmount An MonthInstalment, or is it Paid or

The Annual Amount? PayableHow Many InstalmentsAre Paid Per Year? MP

81008130 00

Tick if No

Insurance

Go toQ5.1

4.8 Is there a separate insurance policy for the contents of this dwelling?

81008135 00 00Yes 1


(c) If a combined dwelling and business premises, or if a dwelling on a farm, ask:

Did that premium cover insurance on the business premises/farm buildings?

81008132 00 00Yes 1

2No


14/108

14 NOTES AND EDIT CHECK

5.1 Mortgages and LoansInclude all kinds of loans obtained for the purpose of purchasing the property, whether or not they are securedagainst the property, but provided that they are still to be paid off.

Include loans against insurance policies; loans on the security of other assets; lease with option to purchase;loans secured by deferred payment licence; unregistered loans; and bridging finance; provided that they arestill to be paid off.

Include refinanced mortgages and loans, provided that the original mortgage or loan related to the purchase

of the survey dwelling.

5.3 ...means the number of mortgages and loans recorded in Q5.2.

5.4 ...means the number of mortgages and loans recorded in Q5.3.

EM EmployerFC Finance CompanyFO Former OwnerGD Other government deptHC Housing Corporation of NZIC Insurance Company

MOR Mortgage Corp.NZHL New Zealand Home Loans

PS Private Source (eg family)ST Solicitor, solicitors trust fundOS Other Source

5.4 (a) LenderCode as follows:

If the lender is both the employer and one of the other institutions, then record EM.

ANZ ANZ Banking CorpASB ASB Bank

BD Bank DirectBNZ Bank of New Zealand

CB CitibankCYD Countrywide Banking

HKB Hong Kong BankHSBC Hong Kong & Shanghai

Banking CorpKB Kiwibank

NAB National Australia BankNAT National Bank of New Zealand

PB Postbank

(c) Amount BorrowedDo not include any Family Benefit capitalisation in this amount.

(e) Current Interest RateRecord the Penalty Rate if that rate currently applies.

(f) TermRecord the full term (including any extension to the original term), not the remaining term.

(g) Latest PaymentDo not include any lump-sum principal repayments that may have been paid with the last regular payment.

If the latest payment includes more than just mortgage payments (such as insurance premiums or BuildingSociety share payments as well ), then record the total amount of the latest payment in (g) and the MORTGAGEcomponent beneath it in the (h) box, with brackets around the component.

(h) Period CoveredIf one month, then record as 4 weeksor calendar month, as appropriate.

(k) Principal OutstandingIf respondent has received a recent statement which gives the amount of principal outstanding on the mortgageor loan, or if (s)he is able to estimate the amount reasonably accurately, then record the amount. Otherwise,enter DK(for dont know): do not ask the respondent to obtain a special statement, or to go to any trouble, toobtain the information.

(b) Type of Mortgage or LoanSee Interviewer Manual for details of the different types of mortgages.

For Revolving Credit mortgages it is important that the Amount originally borrowedto buy this property or payit off and Principal outstandingis obtained.

(p) Purpose of Extra MoneyRecord only the main purpose (eg purchase of car, house extension, re-carpeting, erection of garage).

RUR Rural BankTSB Taranaki Savings Bank

TB Trust BankUB United Bank

WPT WestpacTrust Banking CorpWPC Westpac Banking CorpSPB Superbank

BS Building SocietyPSIS Public Service Invest. Soc.AMP AMP Financial Services

ERGO ERGOCC Credit Card CompanyCU Credit Union, lodge, friendly society

nIf the money was spent in the recall year, then ensure that the expenditure is recorded in thenappropriate section of this questionnaire.

(mp) Do not ask these questions if the mortgage is revolving credit.

(d) EDIT CHECK

Check year mortgage/loan taken out against year of occupation at Q2.3. Query any difference.

Please refer to the Interviewer Manual for additonal information about revolving credit mortgages.


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15

Office Use Only

MORTGAGES AND LOANS FOR PURCHASE OF THIS PROPERTY

5.1 Including privately arranged loans, how many mortgages and loanson this property are still to be paid? ... ... ... ...

5.2 How many of those mortgages and loans were taken out to buy thisproperty or to pay it off? ... ... ... ... ... ...

5.3 And how many of those ............ mortgages and loans are being paidoff by a member of this household? ... ... ... ...

No.

If 0, go toQ6.1

If 0, go toQ6.1

If 0, go toQ6.1

5.4 For each of those ............ mortgages and loans, and commencing with the mainone, would you please tell me

8100 8200 00 00

8211 00 00

8210 00 00

8212 00 00

8213 00 00

8214 00 00

8215 00 00

8216 00 00

00

1210 00

8221 00 00

8220 00 00

8222 00 00

8223 00 00

8224 00 00

8225 00 00

8226 00 00

00

1211 00

8231 00 00

8230 00 00

8232 00 00

8233 00 00

8234 00 00

8235 00 00

8236 00 00

00

1212 00

8241 00 00

8240 00 00

8242 00 00

8243 00 00

8244 00 00

8245 00 00

8246 00 00

00

1213 00

MP

/ / / /

Mortgage or Loan

4

1(a) Who was the lender?(Use codes opposite)

321

(b) Type of mortgage or loan

0 1

2

3

4

(h) Period covered by that payment

(g) Amount of latest payment $ $ $ $

(p) For what purpose was theextra money obtained?

6 1

2

3

4Mortgage

If (m) is No, go to Q6.1, Else ask:

(n) How much has the original principalbeen increased by since the loanwas first taken out?

$ $ $ $

(m) Has the amount originallyborrowed been increased at allsince the loan was first taken out?

Yes Yes Yes Yes

No No No No

% % % %

(e) What was the interest rateapplying to latest payment?

4

Mortgage

(k) Principal outstanding $ $ $ $

(j) Lump-sum principal repaymentsmade in the last 12 months

$ $ $ $

(c) What was the amountoriginally borrowed?

2$ $ $ $

years years years years(f) Term of mortgage or loan5

Yes Yes Yes Yes

No No No NoRecords consulted

/ / / /(d) In what month and year was

the mortgage taken out?3

/ / / /(i) Month latest payment was made

/ / / /(l) Month and year outstanding

principal calculated

(o) In what month and year was theextra money obtained?


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16 NOTES

6.1 Payment for Other PropertiesInclude payments connected with timeshare properties.

6.2 Properties OwnedInclude any property (such as a holiday bach) that is owned by and used by the household, but that isoccasionally rented out by the household to others.

Also include properties not used by this household but for which rates, insurance or mortgage repayments arepaid by a member of this household on behalf of the occupants of the other properties. An example is anex-husband in this household who pays one or more of those items for the property occupied by his ex-wife.

Do not include properties used for mainly business or investment purposes.

6.3 (b) Type of PropertyWatch for owned buildings on leasehold sections. Use separate columns for buildings and land in such cases.

6.4 Latest AccountRecord details from the latest account received. If that account has not yet been paid, then enter month ofinterview for Month Paid.

6.4 (a) Rent PaidInclude rent paid for garage, parking space, etc, that is not included in Q3.4 (a) for the respondents dwelling.

6.4 (b) RatesNumber of instalments per annum can be from 1 to 12. If more than one, then encourage reference to latest

Rate-assessment Notice for actual Number.

6.4 (c) Insurance on BuildingIf insurance payment was for buildings and contents combined, then bracket (c) and (d), and enter details in(d).

6.4 (g) TelephoneRecord details from the latest Telecom, TelstraClear, and/or any other telephone service account received forthe property concerned. Include rental, toll charges, GST, and any other item on the account.

6.4 (h) Other PaymentsIf property is rented or leased, or is a timeshare (see Q6.3 (c)), then prompt for any bond, administrationcharge, or other lump-sum payment in connection with renting the property.


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PAYMENTS FOR OTHER PROPERTIES

6.1 Do any members of this household currently pay rent, rates, insurance, timeshare,or mortgage repayments for any other land or buildings, including garages?

6.2 Ignoring properties that you rent out to others for more than one month a year, howmany separate properties do you pay those items for?

Number: .................. IF NONE, GO TO QUESTION 8.16.3 For each such property, would you please tell me the

6.4 Would you please give me the details of your households latest account for thefollowing items for each property

(g) Telephone

8300 00 00

MP

8311 00 00

8312 00 00

1002 00

1301 0000

00

2000 00

2001 00

2894 00

8321 00 00

8322 00 00

1002 00

1301 00

00

00

2000 00

2001 00

2894 00

8331 00 00

8332 00 00

1002 00

1301 00

00

00

2000 00

2001 00

2894 00

8341 00 00

8342 00 00

1002 00

1301 00

00

00

2000 00

2001 00

2894 00

(a) Type of property

1(b) Does the property consist ofland only, buildings only, orboth land and buildings?

Land 1 1 1 1

Bldgs

Land Land Land

Bldgs Bldgs Bldgs2 2 2 2

Both Both Both Both3 3 3 3

4321

1

2

3

2(c) Is the property rented orleased, owned with amortgage or loan, orowned outright?

R/L 1 1 1

O/ML

R/L R/L R/L

O/ML O/ML O/ML2 2 2

O/O O/O O/O O/O3 3 3

Property Numbers

Yes

No Go to Question 8.1

/ / / /

(a) If Q6.3(c) is R/L,ask:

$ $ $ $Amount

PeriodCovered

MonthPaid

Rent Paid

(b) If Q6.3(c) is O/MLor O/O ask:

$ $ $ $Amount

No. of instal-ments p.a.

Month Paidor Payable

Rates / / / /

/ / / /

(c) Insurance onBuilding

$ $ $ $Amount

Period Covered

Month Paid or Payable

/ / / /

(d) Insurance onContents

$ $ $ $Amount

Period Covered


/ / / /

(e) Electricity $ $ $ $Amount

Period Covered


/ / / /

(f) Gas $ $ $ $Amount

Period Covered


/ / / /

$ $ $ $Amount

Period Covered


/ / / /

(h) Other (specify):.........................

$ $ $ $Amount

Period Covered

Month Paid


18/108


7.1 Mortgages and LoansEnter a number in the box, from 0for none.

Include all kinds of loans obtained for the purpose of purchasing the property, whether or not they are securedagainst the property, but provided that they are still to be paid off.

Include loans against insurance policies; loans on the security of other assets; lease with option to purchase;loans secured by deferred payment licence; unregistered loans; and bridging finance; provided that they arestill to be paid off.

Include refinanced mortgages and loans, provided that the original mortgage or loan related to the purchaseof the property concerned.

7.4 (a) LenderCode as follows:

If the lender is both the employer and one of the other institutions, then record EM.

(c) Amount BorrowedDo not include any Family Benefit capitalisation in this amount.

(e) Current Interest RateRecord the Penalty Rate if that rate currently applies.

(f) TermRecord the full term (including any extension to the original term), not the remaining term.

(g) Latest PaymentDo not include any lump-sum principal repayments that may have been paid with the last regular payment.

If the latest payment includes more than just mortgage payments (such as insurance premiums or BuildingSociety share payments as well ), then record the total amount of the latest payment in (g) and the MORTGAGEcomponent beneath it in the (h) box, with brackets around the component.

(h) Period CoveredIf one month, then record as 4 weeksor calendar month, as appropriate.

(k) Principal OutstandingIf respondent has received a recent statement which gives the amount of principal outstanding on the mortgageor loan, or if (s)he is able to estimate the amount reasonably accurately, then record the amount. Otherwise,enter DK(for dont know): do not ask the respondent to obtain a special statement, or to go to any trouble, toobtain the information.

(b) Type of Mortgage or LoanSee Interviewer Manual for details of the different types of mortgages.

For Revolving Credit mortgages it is important that the Amount originally borrowedto buy this property or payit off and Principal outstandingis obtained.

nPlease refer to the Interviewer Manual for additonal information about revolving creditmortgages.

EM EmployerFC Finance CompanyFO Former OwnerGD Other government deptHC Housing Corporation of NZIC Insurance Company

MOR Mortgage Corp.NZHL New Zealand Home LoansPS Private Source (eg family)ST Solicitor, solicitors trust fundOS Other Source

ANZ ANZ Banking CorpASB ASB Bank

BD Bank DirectBNZ Bank of New Zealand

CB CitibankCYD Countrywide Banking

HKB Hong Kong BankHSBC Hong Kong & ShanghaiBanking Corp

KB KiwibankNAB National Australia BankNAT National Bank of New Zealand

PB Postbank

RUR Rural BankTSB Taranaki Savings Bank

TB Trust BankUB United Bank

WPT WestpacTrust Banking CorpWPC Westpac Banking Corp

SPB SuperbankBS Building SocietyPSIS Public Service Invest. Soc.AMP AMP Financial Services

ERGO ERGOCC Credit Card CompanyCU Credit Union, lodge, friendly society

(mp) Do not askthese questions if the mortgage is revolving credit.

(p) Purpose of Extra MoneyRecord only the main purpose (eg purchase of car, house extension, re-carpeting, erection of garage).

nIf the money was spent in the recall year, then ensure that the expenditure is recorded in the

nappropriate section of this questionnaire.


19/108

19

Office Use Only

MORTGAGES AND LOANS FOR PURCHASE OF OTHER PROPERTY

No.

If 0, go toQ8.1

If 0, go toQ8.1

If 0, go toQ8.1

8100 8400 00 007.1 Including privately arranged loans, how many mortgages and loanson those other properties are still to be paid off? ... ...

7.2 How many of those mortgages and loans were taken out to buy theproperties concerned or to pay them off? ... ... ...

7.3 And how many of those ............ mortgages and loans are being paidoff by a member of this household? ... ... ... ...

7.4 For each of those ............ mortgages and loans, would you please tell me

8411 00 00

8410 00 00

8412 00 00

8413 00 00

8414 00 00

8415 00 00

8416 00 00

00

1214 00

8421 00 00

8420 00 00

8422 00 00

8423 00 00

8424 00 00

8425 00 00

8426 00 00

00

1215 00

8431 00 00

8430 00 00

8432 00 00

8433 00 00

8434 00 00

8435 00 00

8436 00 00

00

1216 00

8441 00 00

8440 00 00

8442 00 00

8443 00 00

8444 00 00

8445 00 00

8446 00 00

00

1217 00

MP

/ / / /

Mortgage or Loan

4

1(a) Who was the lender?(Use codes opposite)

321

(b) Type of mortgage or loan

0 1

2

3

4

(h) Period covered by that payment

(g) Amount of latest payment $ $ $ $

(p) For what purpose was theextra money obtained?

6 1

2

3

4Mortgage

If (m) is No, go to Q8.1, Else ask:

(n) How much has the original principalbeen increased by since the loanwas first taken out?

$ $ $ $

(m) Has the amount originallyborrowed been increased at allsince the loan was first taken out?

Yes Yes Yes Yes

No No No No

% % % %

(e) What was the interest rateapplying to latest payment?

4

Mortgage

(k) Principal outstanding $ $ $ $

(j) Lump-sum principal repaymentsmade in the last 12 months

$ $ $ $

(c) What was the amountoriginally borrowed?

2$ $ $ $

years years years years(f) Term of mortgage or loan5

Yes Yes Yes Yes

No No No NoRecords consulted

/ / / /(d) In what month and year was

the mortgage taken out?3

/ / / /(i) Month latest payment was made

/ / / /(l) Month and year outstanding

principal calculated

(o) In what month and year was theextra money obtained?


20/108

20 NOTES

8.1 New DwellingsDo not include payments made in connection with the construction of dwellings used (or intended to be used)mainly for business or investment purposes, or of dwellings rented out (or intended to be rented out) to othersfor more than one month a year.

8.3 Month First OccupiedRecord year as well (eg AUG/91)

8.4 You Yourselves PaymentsRecord only those payments made by the respondent directly to a second party such as a local authority,builder, or contractor, and payments made by the respondent to an agent (eg lawyer) for on-payment to a localauthority, builder, contractor, etc.

8.4 (a) Site Preparation CostsInclude work such as excavating, rock and scrub removal, tree felling, access roading, installation of utilities,and construction of retaining walls (unless such work done on a contract basis, in which case include them in(g) or (h) below).

Do not include expenditure on paths, fencing, landscaping, etc. (unless part of a contract price, in which caseinclude them in (g) or (h) below).

8.4 (g) Contract Payments to BuilderRecord all contract payments made to a builder for contracts let prior to occupancy date. Any contracts let tothe builder AFTER occupancy date are to be recorded in the Home Maintenance, Renovations, Improvementsand Alterations section later in this questionnaire.

Do not identify or itemise the components of a contract payment.

8.4 (h) Contract Payments to Other TradespeopleAny contracts let to tradespeople AFTER occupancy date are to be recorded in the Home Maintenance,Renovations, Improvements and Alterations section later in this questionnaire.

Do not identify or itemise the components of a contract payment.

8.4 (i) MaterialsDo not include internal fittings, furnishings, appliances, wallpaper, or other materials bought to fit out or decoratethe dwelling.

Materials purchased after occupancy date are to be recorded on Page 31.

8.4 (j) Other Costs of ConstructionRecord only those costs (if any) which related to the basic construction of the dwelling, rather than to the fittingout and decorating of the dwelling.

Construction costs paid after occupancy date are to be recorded on Page 27.


21/108

21

Office Use Only

(a) Site preparation prior toconstruction commencing

(b) Surveying fees

(c) Architectural or draughting fees

(d) Building Permit fees

(e) Resource Consents fee

(f) Building Performance Guarantee fee

(g) Contract payments to buildersand their sub-contractors, inrespect of contracts let prior tooccupancy date

(h) Contract payments to tradespeopleother than the builder andsub-contractors for contractslet prior to occupancy date

(i) Materials used in the basicconstruction of the dwelling andwhich you yourselves bought priorto occupancy date

8.1 In the last 12 months,did any member of this household make a payment inconnection with the construction of a new dwelling?

Yes 1


00 00

8.3 In which month was it first occupied?

.................... /.........(Month)

8.4 In the last 12 months,how much did you yourselves pay for the following items

RecordsConsulted

$ /

Yes No

Amount Paidin the

Last 12 Months

MonthPayment

Made

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

$ /

(j) Other costs of construction (specify)

MP

1108 00

1108 00

1108 00

1300 00

1303 00

1108 00

00

00

00

00

00

00

00

00

00

00

00

00

00

00

00

8.2 Has the dwelling concerned been occupied yet?

Yes


8490

CONSTRUCTION OF NEW DWELLINGS

$ /

$ /

$ /$ /

..............................................................

..............................................................

..............................................................

..............................................................


22/108


9.1 Existing HouseInclude a new spechouse.

EDIT CHECK

If the property at which the interview took place is owned by this household, and if this household firstoccupied the dwelling in 1999, 2000 or 2001 (see Page 5, Q2.3), then ensure that the purchase isincluded if settlement date was within the last 12 months.

9.2 Properties BoughtDo not include properties for which purchase negotiations are currently being conducted.

Include freeholding of leasehold land;

the property at which the interview is taking place if it was bought in the last 12 months.

9.4 (a) Purchase for Business or Investment PurposesAs well as for properties purchased for these purposes, tick the Yesbox for a purchased property which hasbeen rented out to others for more than one month since settlement date.

9.4 (b) Persons Who Bought PropertyEnter Person Numbers.

9.4 (g) Purchase-contract PriceThis is the price agreed between the buyer and the seller.

9.4 (h) Own-cash ContributionThis is the amount of the total price that was paid with the purchaser s own money, the balance being financedby mortgages or other loans.

9.4 (j) Legal Fees and CostsIf legal fees and costs for a purchase and a sale were paid together and are not separable, then record the

combined amount here, and state that it covers both a purchase and a sale.

9.4 (k) Mortgage Repayment InsuranceInclude only lump-sum M.R.I. payments. Do not include any annual premiums.

9.4 (l) Loan Application FeesInclude any loan application fee here.


23/108

23

Office Use Only

PURCHASE OF LAND AND BUILDINGS

9.2 How many separate properties were bought?

................ IF NONE, GO TO QUESTION 10.1

9.3 And for how many of those properties did settlement date occur in the last12 months?


9.1 In the last 12 months,did any member of this household buy an existing house, asection, land or any other buildings?

9.4 For each of those properties, would you please tell me

8500

MP

8510 00 00

8511 00 00

8512 00 00

8513 00

8514 00

1121 00

1122 00

1123 00

00

00

8520 00 00

8521 00 00

8522 00 00

8523 00

8524 00

1121 00

1122 00

1123 00

00

00

8530 00 00

8531 00 00

8532 00 00

8533 00

8534 00

1121 00

1122 00

1123 00

00

00

If (a) is Yes, go to next property or next page. Otherwise ask (b) (l)

(b) Which persons bought it?

(c) Month of Settlement

(a) Was the property bought mainly forbusiness or investment purposes?

321

Yes

No

Yes

No

Yes

No

(g) Purchase-contract price(including chattels)

3$ $ $

(h) Actual own-cash contributionpaid

4$ $ $

(i) Valuation fee $ $ $

(j) Legal fees and costs $ $ $

(l) Other costs or charges (specify):

(k) Mortgage Repayment Insurancepremium (lump-sum) $ $ $

................................................................ $ $ $

................................................................ $ $ $

................................................................ $ $ $

................................................................ $ $ $

Records consultedYes

No

Yes

No

Yes

No

1

2

3

(d) Did the property consist of land only,buildings only, or both land andbuildings?

Land

Bldgs

Land

Bldgs

Land

Bldgs

Both Both Both

1

2

3

1

2

3

0

Did the buildings include a private dwelling?

1

2

(e) If (d) is Bldgs or Both ask: Yes

No

Yes

No

Yes

No

1

2

1

2

1

1

2

(f) If (e) is Yes, ask: New

Livedin

New

Livedin

New

Livedin

1

2

1

2

2 (i) Was the dwelling new, or had it been lived in

before, at the time of purchase?

(ii) In which month did the household moveinto the dwelling?

00 00Yes



24/108

24 NOTES

10.2 Properties Sold

Do not include properties for which sale negotiations are currently being conducted.

10.4 (a) Owned For Business or Investment PurposesAs well as for properties owned for these purposes, tick the Yesbox for a sold property which had beenrented out to others for more than one month of the recall year.

(b) Persons Who Sold PropertyEnter Person Numbers.


25/108

25

Office Use Only

SALE OF LAND AND BUILDINGS

10.2 How many separate properties were sold?


10.3 And for how many of those properties did settlement date occur in the last12 months?


10.1 In the last 12 months,did any member of this household sella house, section,land or any other building?

Yes


10.4 For each of those properties, would you please tell me

If (a) is Yes, go to next property or next page. Otherwise ask (b) (m).

(b) Which persons sold it?

(c) Month of Settlement

(a) Was the property owned mainly forbusiness or investment purposes?

321

Yes

No

Yes

No

Yes

No

(m) If the sale is due to matrimonialproperty settlement, ask:

1

2

3

(d) Did the property consist of land only,buildings only, or both land andbuildings?

Land

Bldgs

Land

Bldgs

Land

Bldgs

Both Both Both

1

2

3

1

2

3

0

Are the amounts you told me the fullamounts for the sale, or are they just

your share of the full amounts?

MP

8550 00 00

8551 00 00

8552 00 00

1119 00

8553 00

1131 00

1132 00

1133 00

00

00

8560 00 00

8561 00 00

8562 00 00

1119 00

8563 00

1131 00

1132 00

1133 00

00

00

00

8570 00 00

8571 00 00

8572 00 00

1119 00

8573 00

1131 00 1132 00

1133 00

00

00

00

How much was still outstanding on yourmortgage at the time of the sale? $ $ $

(g) If (f) is Yes, ask:

(h) Sale contract price (includingchattels)

3$ $ $

1

2

1

2

1

2

2(f) Was the property owned with amortgage at the time of sale?

Did the buildings include a private dwelling?

1

2

(e) If (d) is Bldgs or Both ask: Yes

No

Yes

No

Yes

No

1

2

1

2

1

(i) Land agents fee $ $ $

(j) Valuation fee $ $ $

(l) Other costs or charges (specify):

(k) Legal fees and costs

$ $ $

................................................................ $ $ $

................................................................ $ $ $

................................................................ $ $ $

................................................................ $ $ $

FullamountResp.

share

FullamountResp.

share

FullamountResp.

share

Records consultedYes

No

Yes

No

Yes

No

00

Yes

No

Yes

No

Yes

No

8549 00 00


26/108


11.1 Home Maintenance PaymentsPlease note that this question covers both labour-only payments, and labour-plus-material payments. Forlabour-plus-material payments, record the total amount paid (not labour and materials separately).

Do not include expenditure on properties used mainly for business or investment purposes, or expenditure onproperties that are owned by household members and that are rented out by them to others for more than onemonth a year.

Include expenditure by household members on private properties not owned or rented by them (such as

expenditure by a household member on his or her parents property), unless the expenditure was reimbursedby the other household.

Exclude expenditure on contract payments on the construction of new dwellings for contracts that had beenlet prior to occupancy date (Page 21 covers such payments). Include any other expenditure involving labourcosts on that property in the recall year, but which were not for site preparation or dwelling construction,whether paid before or after the date of occupancy (Page 21 does not cover such payments).

11.2 (b) Total CostIn the case of jobs carried out on a contract basis, record only payments made in the last 12 months.

Do not record the full contract price unless the full contract price had been paid in the last 12 months.

(c) Method of PaymentTick the Yesbox for payments on hire-purchase, and the Nobox for payments by cash, credit card, interest-free terms, or revolving-credit account.

(e) Cash From a LoanFor cash obtained from a credit-card cash advance, tick the Nobox.

(f) EDIT CHECK If the loan WAS taken out in the last 12 months, then ensure that the loan is included in Q18.2 on Page 87/89.


27/108

27

Office Use Only

HOME MAINTENANCE, RENOVATIONS, IMPROVEMENTS, AND ALTERATIONS

11.1 In the last 12 months,did any member of this household pay a single amount of$200 or more to a person or firmto do any of these things to this property?

To carry out repairs, upkeep or redecorating ... ... 1

To carry out renovations or improvements ... ... 2

To carry out structural additions or alterations ... ... 3

To build a garage or other building ... ... 4

To do any of those things for any other private property 5

To complete a new house or its grounds ... ... 6

Yes No

11.2 If all answers to Q11.1 are No, then go to Q11.3 overleaf. Otherwise ask:

For each such payment, would you please tell me the

A

B

C

D

(a) Type of job

A B C D

(b) Total cost $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(c) Did you pay any ofthat on time-paymentwith interest?

(e) Was any of themoney obtainedfrom a loan?

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

(f) IF YES: Was theloan taken out in thelast 12 months?

If (c) is No, ask:

(d) Month paid / / / /

If (c) is Yes, ask:

(g) Month deposit paid / / / /

(h) Cash deposit $ $ $ $

(i) Each instalment $ $ $ $

(j) Frequency ofinstalments

(k) Number of instal-ments required

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

If more than 4 jobs, then continue overleaf.Otherwise, go to Question 11.3 overleaf.

00

00

00

00

MP

1537 001537 00

1537 00

1537 00

MP

8590 00 00


28/108


11.2 (b) Total CostIn the case of jobs carried out on a contract basis, record only payments made in the last 12 months.Do not record the full contract price unless the full contract price has been paid in the last 12 months.

(c) Method of PaymentTick the Yesbox for payments on hire-purchase, and the Nobox for payments by cash, credit card, interest-free terms, or revolving-credit account.

(e) Cash From a LoanFor cash obtained from a credit-card cash advance, tick the Nobox.

(f) EDIT CHECK

If the loan WAS taken out in the last 12 months, then ensure that the loan is included in Q18.2 on Page 87/89.


29/108

29

Office Use Only11.2 continued from previous page

E

F

G

H

(a) Type of job

E F G H

(b) Total cost $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(c) Did you pay any ofthat on time-paymentwith interest?

(e) Was any of themoney obtainedfrom a loan?

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

(f) IF YES: Was theloan taken out in thelast 12 months?

If (c) is No, ask:

(d) Month paid / / / /

If (c) is Yes, ask:

(g) Month deposit paid / / / /

(h) Cash deposit $ $ $ $

(i) Each instalment $ $ $ $

(j) Frequency ofinstalments

(k) Number of instal-ments required

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

00

00

0000

MP

1537 00

1537 00

1537 00

1537 00

MP

11.3 Is there anything on this card that you may have forgotten?

Show Card E (after finishing the question)

Yes

No

HOME MAINTENANCE, RENOVATIONS, IMPROVEMENTS, AND ALTERATIONS continued

Record details on previous page or,if no room there, in Q11.2 above.


30/108


11.4 Purchase of MaterialsInclude materials used in the construction of a new dwelling and which had been purchased after the date ofoccupancy (Page 21 covers such payments up to that date). Also include any materials bought in the recallyear for that property, but which were not for site preparation or dwelling construction (eg fencing, concrete forpaths), whether paid before or after the date of occupancy (Page 21 does not cover such payments).Include purchases by household members for private properties not owned or rented by them (such as purchasesfor use at the property of the parents of a household member), unless the expenditure was reimbursed by theother household.

11.5 (a) Item BoughtEnsure that the description of each item is sufficiently specific for it to be coded accurately (eg reinforcingsteel, fencing timber, concrete blocks, aluminium joinery).Separate the cost of combined purchases of materials into single items, using the respondents best estimateif necessary. Record only those items which cost $200 or more. For example, if paint and wallpaper werebought at one time for a total cost of $290, and the respondent thought that the wallpaper component wouldhave been over $200, then record Wallpaperand an estimate of how much the wallpaper came to. The paintcomponent would be ignored, because it would not have cost $200 or more.

(b) Store-typeRecord the type of store from which the goods were purchased (eg hardware store, paint shop, timber yard,plumbing supplies, concrete supplier).

(d) Method of PaymentTick the Yesbox for payments on hire-purchase, and the Nobox for payments by cash, credit card, interest-free terms, revolving-credit account, or lay-by.

(f) Cash From a LoanFor cash obtained from a credit-card cash advance, tick the Nobox.

If the loan WAS taken out in the last 12 months, then ensure that the loan is included in Q18.2 on

Page 87/89.

(g) EDIT CHECK


31/108

31

Office Use Only11.4 In the last 12 months, did any member of this household buy at one timemore

than $200 worth of a single item for home maintenance, renovations,improvements, redecoration or alterations?

For example, did you buy at one time more than $200 worth of wallpaper, or morethan $200 worth of paint, or more than $200 worth of concrete, and so on?

Yes

No Go to Question 11.6 overleaf


11.5 For each payment, would you please tell me

A

B

C

D

A B C D

(a) What Item Was Bought? (b) What Type of Store Was It Bought From?

(c) Total cost $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(d) Did you pay any ofthat on time-paymentwith interest?

(f) Was any of themoney obtainedfrom a loan?

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

(g) IF YES: Was theloan taken out in thelast 12 months?

If (d) is No, ask:

(e) Month paid / / / /

If (d) is Yes, ask:

(h) Month deposit paid / / / /

(i) Cash deposit $ $ $ $

(j) Each instalment $ $ $ $

(k) Frequency ofinstalments

(l) Number of instal-ments required

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

1492 00

1492 00

1492 00

1492 00

MP

If more than 4 purchases, then record 5th-12th onpages 32 and 33

Otherwise, go to Question 11.6 on page 33.

MPST


32/108

32 NOTESHOME MAINTENANCE, RENOVATIONS, IMPROVEMENTS, AND ALTERATIONS continued

11.5 continued



(f) Was any of the

money obtainedfrom a loan?








If more than eight purchases, record 9th-12th purchases on facing page.

REFER TO PAGE 30 FOR NOTES ON THESE QUESTIONS.

E

F

G

H

E F G H


Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

If (d) is Yes, ask:

If (d) is No, ask:


33/108

33

Office Use Only CONTINUATION PAGE FOR QUESTION 11.5.

USE THIS PAGE TO RECORD THE 9TH - 12TH PURCHASES.


11.5 continued


Item Hired

RecordsConsulted

$ /

Yes No

AmountPaid

MonthPaid

$ /

81001490 00

MP

81001490 00

81001490 00$ /

11.7 In the last 12 months,did any member of this household pay a single amount of$200 or more for the hireof home-maintenance plant or equipment?

Yes


11.6 Is there anything on this card that you may have forgotten?

Show Card F (after finishing the question)

Yes

No

Record details on previous page or,if no room there, in Q11.5 above

1492 00

1492 00

1492 00

1492 00

1492 00

1492 00

1492 00

1492 00

I

J

K

L

I J K L



Yes

No

Yes

No

Yes

No

Yes

No


(f) Was any of the

money obtainedfrom a loan?

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No

Yes

No


If (d) is No, ask:


If (d) is Yes, ask:






Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

MPST

MP

GO TO QUESTION 11.6


34/108


12.1 Do not include:

(a) items bought for properties used mainly for business or investment purposes;

(b) items bought for properties that are owned by household members and which are rented out by them toothers for more than one month a year;

(c) items bought by a household member while overseas;

(d) items purchased overseas by other persons on behalf of a household member.

Do include items purchased overseas by a person not belonging to this household and which were bought offthat person by a member of this household. Also include items purchased from overseas by mail-order.

Single Item

Include the purchase at one time of two or more articles of one kind of item (such as 2 mattresses, or 4 diningchairs), provided that the combined cost of the articles was $200 or more. Any (or even all) of the individualarticles can have cost less than $200.

12.2 (b) Store-typeRecord store-type from which the item was purchased (eg furniture store, drapery, electrical appliance store).

For items purchased overseas by mail-order, record Overseas M/O.

(d) Cash PriceThis is the full price payable before any trade-in allowance is deducted, so must be more than any net pricerecorded in (e).

(f) Method of Payment

Tick the Yes box for payments on hire-purchase, and the No box for payments by cash, credit card, interest-free terms, revolving-credit account, or lay-by.

(h) Cash From a LoanFor cash obtained from a credit-card cash advance, tick the No box.

If the loan WAS taken out in the last 12 months, then ensure that the loan is included in Q18.2 on

Page 87/89.

(i) EDIT CHECK

(k) Cash DepositDo not include the trade-in amount in the deposit.

(l) InstalmentsWatch for instalments that are greater than the contractual requirement. Where possible, obtain requiredinstalments rather than actual payments.


35/108

35

Office Use Only

HOUSEHOLD OPERATION

12.1 In the last 12 months,did any member of this household buy

any single item of furniture costing $200 or more?

any single item of furnishing costing $200 or more?

any single home appliance costing $200 or more?

any single item of home-maintenance equipment costing

$200 or more?

Yes No

12.2 If all answers to Q12.1 are No, then go to Q12.3. Otherwise ask:

6442 00

6442 00

6442 00

6442 00

MP

00

00

00

00

MP

00 ()

00 ()

00 ()

00 ()

MP

A

B

C

D

A B C D

(a) Item Bought (b) What Type of Store Was It Bought From?

New

Used

New

Used

New

Used

New

Used

(h) Was any of themoney obtainedfrom a loan?

Yes

No

Yes

No

Yes

No

Yes

No

If (f) is No, ask:

(g) Month paid / / / /

If (f) is Yes, ask:

(j) Month deposit paid / / / /

(d) Cash price $ $ $ $

(k) Cash deposit $ $ $ $

MPST

For each such payment, would you please tell me the

(c) Was the item boughtnew, or was itsecond-hand?

(e) Did you trade-inanything?

Item traded-in

Amount received $ $ $ $

Net price $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(f) Did you pay any of that

on time-payment withinterest?

(l) Each instalment $ $ $ $

(m)Frequency ofinstalments

(n) Number of instal-ments required

Yes

No

Yes

No

Yes

No

Yes

No

(i) IF YES: Was theloan taken out in thelast 12 months?

Yes

No

Yes

No

Yes

No

Yes

No

(o) Do the instalmentsinclude insurance?

(p) IF YES: What was

the full insurancepremium?

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

$ $ $ $

If more than 4 purchases, then continue overleaf.Otherwise, go to Question 12.3 overleaf.


36/108

36 NOTESHOUSEHOLD OPERATION continued

12.2 continued

E

F

G

H

E F G H


New

Used

New

Used

New

Used

New

Used


Yes

No

Yes

No

Yes

No

Yes

No

If (f) is No, ask:


If (f) is Yes, ask:






Item traded-in


Net price $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(f) Did you pay any of thaton time-payment withinterest?




Yes

No

Yes

No

Yes

No

Yes

No

(i) IF YES: Was the

loan taken out in thelast 12 months?

Yes

No

Yes

No

Yes

No

Yes

No


(p) IF YES: What wasthe full insurancepremium?

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

$ $ $ $

If more than 8 purchases, then record the remainder on the facing page.


37/108

37

Office Use Only

HOUSEHOLD OPERATIONcontinued

CONTINUATION PAGE FOR QUESTION 12.2.

USE THIS PAGE TO RECORD THE 9TH - 12TH PURCHASES.

6442 00

6442 00

6442 00

6442 00

6442 00

6442 00

6442 00

6442 00

MP

00

00

00

00

00

00

00

00

MP

00 ()

00 ()

00 ()

00 ()

00 ()

00 ()

00 ()

00 ()

I

J

K

L

I J K L


New

Used

New

Used

New

Used

New

Used


Yes

No

Yes

No

Yes

No

Yes

No

If (f) is No, ask:


If (f) is Yes, ask:




12.2 continued



Item traded-in


Net price $ $ $ $

Yes

No

Yes

No

Yes

No

Yes

No

(f) Did you pay any of thaton time-payment withinterest?




Yes

No

Yes

No

Yes

No

Yes

No

(i) IF YES: Was the

loan taken out in thelast 12 months?

Yes

No

Yes

No

Yes

No

Yes

No


(p) IF YES: What wasthe full insurancepremium?

Yes

No

Yes

No

Yes

No

Yes

NoRecords consulted

$ $ $ $

12.3 Is there anything on this card that you may have forgotten?Show Card G (after finishing the question)

Yes

No

Record details on previous page or,if no room there, in Q12.2 above

MPST

MP

GO TO QUESTION 12.3

REFER TO PAGE 34 FOR NOTES ON THESE QUESTIONS.


38/108

38 NOTES

12.6 Items SoldDo not include items traded-in.


39/108

39

Office Use Only

HOUSEHOLD OPERATION continued

12.6 In the last 12 months,did any member of this household sell for $100 or moreany of these items?

12.7 For each item sold, would you please tell me the

12.4 In the last 12 months,did any member of this household pay a single amount of$200 or morefor the repairof home equipment, appliances, or furniture?


Item Repaired

RecordsConsulted

$ /

Yes No

AmountPaid

MonthPaid

$ /

$ /

$ /

$ /

MP

Item Sold

$ /

AmountReceived

MonthSold

$ /

$ /

$ /

$ /

$ /

MS00 ()

00 ()

8100

8100

00 ()

00 ()

8100

8100

00 ()

00 ()

8100

8100

8100 00

8100 00

8100 00

8100 00

00

Yes


Yes


Show Card G (after finishing the question)


40/108

40 NOTES

12.8 Household EquipmentCount only those items which are exclusively or almost exclusively available to the respondent household,and which are in working order. Do not count items which are merely being stored in the dwelling, and whichare unlikely to be used there in the future.

Each box must contain a number (or for none, if preferred).

Items Borrowed or on Loan

Include items which are being borrowed by, or are on loan to, the household. In the case of borrowed/loanedtelevision sets and video recorders, record them as owned (rather than as hired or rented).

Clothes Washer/DryerCount a combination washer/dryer as separate items.

Central Heating

Include under-floor heating.

Water HeatersInclude hot water cylinders and zips.

Home ComputerTo be counted, a home computer must have a keyboard and be mains-operated. Count such a computer evenif used only to play games, but do not count a computer that can be used only to play games.

Open Fire, Slow-combustion Fire, Central HeatingRecord the number of such appliances, including any with a wet-back attached.


41/108

41

Office Use Only12.8 How many of each of the following items are there in this dwelling? Only count

those items which are in working order, dont count those which are unlikely to beused again.


Waterbeds ... ... ... ... ...

Spa pool and heated swimming pools ...

Electric range or wall ovens ... ...

Gas, coal or oil-fired ranges ... ...

Microwave ovens ... ... ... ...

Telephones ... ... ... ...

Washing machines... ... ... ...

Clothes dryers ... ... ... ...

Combination refrigerator/freezers ... ...

Separate refrigerators ... ... ...

Separate deep-freeze units ... ...

Dish-washing machines ... ... ...

Colour TVs, owned... ... ... ...

Cell phones ... ... ... ... ...

Subscriber TV decoders, eg Sky, Saturn ...

Video recorders, owned ... ... ...

Home computers (see Note) ... ...

Portable electric heaters ... ... ...

Electric night-storage heaters (fixed in place)

Heatpumps/Air conditioners/Climatisers ...

Other electric heaters fixed in place ...Portable gas heaters ... ... ...

Gas heaters fixed in place ... ... ...

Portable kerosene heaters... ... ...

Wet-back fires of any kind ... ... ...

Open fires ... ... ... ... ...

Slow combustion fires ... ... ...

Central heating of any kind... ... ...

Water heaters ... ... ... ...

8600 00 00

8601 00 00

8602 00 00

8603 00 00

8604 00 00

8605 00 00

8606 00 00

8607 00 00

8608 00 00

8609 00 00

Number

8610 00 00

8611 00 00

8612 00 00

8613 00 00

8614 00 00

8615 00 00

8616 00 00

8617 00 00

8618 00 00

8628 00 00

8619 00 008620 00 00

8621 00 00

8622 00 00

8623 00 00

8624 00 00

8625 00 00

8626 00 00

8629 00 00


42/108

42 NOTES

12.9 Package deals for telephone, cellphone, Internet and subscriber television.Record information in Q12.9 ONLY if the household is receiving a package deal for two or more services fromthe same service provider, eg telephone and television charges are on the same bill.

Package deals may consist of a combination of subscriber television, telephone, cellphone or Internet services.

If the household receives a single service, record the information in Q12.10-12.12.

Package priceis a single amount shown on the bill for a package deal. You onlyneed to complete this if thereis no breakdown of services on the bill. It includes 2 or more services eg Dual Service(telephone line rental

and basic TV channels) from TelstraClear. List all the services this package includes.

Cost of subscriber channelsRecord the total for all subscriber channels. If package pricehas been completed, it will include the cost ofbasic channels, so give the total of all additional channels.

Subscriber televisionPay-per-view may also be called, in the case of Saturn, Saturn Home Cinema.

TelephoneTelephone rentalincludes line rentals, wiring maintenance and rental telephone charges. Wiring maintenancecan be recorded separately if this is how it is shown on the bill. Otherwise, it can be included in the rentalamount. If the household has 2 lines and these are itemised separately on the account, then record themseparately. If the account combines the amount for each line into one amount, then indicate that there are two

lines but record the combined amount in the box for Rental line 1. Note that line rental may not be part of thepackage. In this case, record the line rental at Q12.10 (eg Internet & toll calls may be with TelstraClear, linerental with Telecom).

Call featuresinclude any additional features such as call waiting, voice messaging, call divert etc. Do notrecord call features if there is no charge.

0900 chargesto be included in toll/call charges except for donations. If the donation is over $200 include it inQ23.4.

Exclude all telephone and cellphone expenses paid by a business, but include privately paid portions of rentaland toll charges relating to a cellphone used for business.

Internet servicesHigh/Normal speedrefers to high speed Internet access vs the normal speed Internet access. Jetstream forexample, is a high speed service, while xtra is normal speed. Delete as appropriate.

Internet access can be measured in megabytes or hours. Delete mb/hrsas appropriate.

An access plancan be: unlimited access for a set amount

a set number of hours/megabyte access (eg 100 hrs) for a set amount, and anhourly/megabyte rate for any use above the set amount

or a per hour/megabyte rate.

For the set number of hours access, record only the hours included in the plan; do not record any extra hoursused. For unlimited access or per hour rate, simply record unlimitedor per hourfor the access plan.

CellphonePricing planmay be a flat rate fee or a flat rate fee combined with toll/call charges and/or call features. If thecellphone is a pre-pay cellphone, do not record any details here, this information is collected in the Expenditure

Diary.

Call featuresinclude any additional features such as voice messaging, call divert etc.

Connection/modification fee may be a fee for initial connection onto a cellphone network or a fee for changingbetween services. For example, switching a Telecom analogue phone to a Telecom, Freedom or Gold Mobilepre-paid deal, or switching a Vodafone network phone to one of their pre-paid deals. Do not record purchaseof a cellphone here.

Other

Include any service which does not fit elsewhere. Record as much detail as possible. You may also recorddiscounts here if necessary.

The Total amount payablemust agree with the total of the amounts above it (minus any discounts).

Period coveredEnsure that the correct period is recorded. It will usually be one calendar month, unless theaccount is the first received following a recent connection.


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43

Office Use Only


12.9 Does this household have a package deal from a service provider (such asTelstraClear, Telecom etc) for any combination of the following services: subscriberTV, telephone, Internet services and/or cellphone?

Yes


Could you please tell me which services you receive and the various amounts thatshow on your latest account

All amounts to include GST. Name of Service Provider

Yes No

Package price (list inclusions).................................................

Subscriber television -

Cost of subscriber channels(specify)................................................. $ $

Pay-per-view $ $

Additional decoders $ $

Magazine $ $

Installation and modification $ $

Internet services - High/Normal speed High/Normal speed

Access plan mb/hrs mb/hrs


Total charge $ $

Telephone -

Rental line 1 $ $

Rental line 2 $ $

Call features (specify)............$ $

................................................

Toll/call charges $ $


Wiring maintenance $ $

Cellphone -

SpecifyPricingplan:

Toll/call charges $ $

Connection/modification fee $ $

Call features (specify)............$ $

................................................

Amount $ $

Arrears $ $

SpecifyOther:

Amount $ $

Specify

Amount $ $

Specify

Amount $ $

6675

6675

MPPC

MPPC

2850

2850

2855

2855

2860

2860

2865

2865

6676

6676

2890 00

2890 00

2870

2875

2870

2875

2880

2885

2880

2885

2891 00 2891 00

$ $

Yes Yes

No NoRecords consulted

Total amount payable $ $

Period covered

Month paid or payable / /


44/108

44 NOTES

12.10 Telephone Charges (not including cellphone)If the household is receiving any telephone services as part of a discounted package deal with other services(eg Internet, subscriber television or cellphone) record the details in Q12.9.

Q12.10 still needs to be asked even if information has previously been recorded about a telephone in Q12.9as the household may be receiving telephone services from more than one provider (for example they may bereceiving toll call services from TelstraClear). However, do not record here any information about telephoneservices that have already been recorded in Q12.9.

Ignore Q12.10 if this dwelling does not currently have a telephone connected. Only record charges for telephonesconnected by a landline. Record charges for cell phones in Q12.11.

Telephone rentalTelephone rental includes line rentals, wiring maintenance and rental telephone charges.

Call featuresCall features include any additional features such as call waiting, voice messaging, call divert etc. If thehousehold is receiving a home package combining rental with call features, record the total amount paid forthe package and give details of the call features.

Exclude all telephone expenses paid by a business, but include privately paid portions of rental and tollcharges relating to a telephone used for business.

Complete Rental and Call featuresonly if a single amount is on the bill. If you have already listed charges forRental and for Call features separately, you do not have to fill this in.

0900 Chargesto be included in the toll/charges except for donations. If the donation is over $200 include it inQ23.4.

DiscountsDiscounts may need to be recorded separately if they are specified separately on a bill. These discounts mayinclude discounts for combinations of rental and call features, discounts for combinations of call features andprompt payment discounts.

If the household has recently moved into this dwelling and has not yet received a telephone account for thisdwelling, then record details from the last account received at its previous dwelling.

Total Amount PayableThe Total Amount Payablemust agree with the sum total of the amounts above it (minus any discounts).

Period CoveredEnsure that the correct period is recorded. It will usually be one calendar month, unless the account is the firstreceived following a recent connection.


45/108

45

Office Use Only


12.10 Does this household receive any telephone services (other than a cellphone) thathave not already been recorded in Q12.9? (For example TelstraClear etc for tollcalls).

Would you please tell me the various amounts that are shown on your latesttelephone account for this dwelling

Telecom TelstraClear Others

All amounts to include GST.

Rental (include wiring maintenance) $ $ $

Yes


Rental + Call features

(specify call features) $ $ $

.........................................................................

Toll/call charges $ $ $

Installation andmodification charges $ $ $

Arrears $ $ $

Other: Specify

Amount $ $ $

Discounts: Specify

Amount $ $ $

Discounts: Specify

Amount $ $ $

Period covered

Month paid or payable / / /

Yes Yes YesNo No No

Total amount payable $ $ $

Records consulted

Complete only if no breakdown availableon bill

Call features (specify) $ $ $.........................................................................

MPPC

2850

2850

2855

2855

2860

2860

2865

2860

2865


46/108

46 NOTES

12.11 Cellphone ChargesIf the household is receiving any cellphone services as part of a discounted package deal with other services(eg internet, subscriber television or telephone) record the details in Q12.9.

Q12.11 still needs to be asked even if information has previously been recorded about a cellphone in Q12.9 asthe household may be receiving cellphone services from more than one provider. However, do not record hereany information about cellphone services that have already been recorded in Q12.9.

Record charges for all cellphones owned by members of this household. If the household has more than onecellphone, record the details for each one.

Pricing planPricing plan may be just a flat rate fee or a flat rate fee combined with some toll/call charges and/or callfeatures. If the cellphone is a pre-paycellphone, do not record any details here. Expenditure on pre-paycellphones is collected in the Expenditure Diary.

Period CoveredEnsure that the correct period is recorded.

Call featuresCall features include any additional features such as voice messaging, call divert etc.

Connection/modification fee may be a fee for initial connection onto a cellphone network or a fee for changingbetween services. For example, switching a Telecom analogue phone to a Telecom, Freedom or Gold Mobile

pre-paid deal, or switching a Vodafone network phone to one of their pre-paid deals. Do not record purchaseof a cellphone here.

0900 Chargesto be included in toll/call charges except for donations. If the donation is over $200 include it inQ23.4.

Exclude all cellphone expenses paid by a business, but include privately paid portions of costs relating to acellphone used for business.

The Total Amount Payablemust agree with the total of the amounts above it.


47/108

47

Office Use Only


12.11 Does this household have any cellphones that have not already been recorded inQ12.9? (Do not include prepaid)

Would you please tell me the various amounts that are shown on your latest cellphone accounts

All amounts to include GST.

Yes


Name of service provider

Specify

MPPC

2870

2870

2875

2870

2875

2875

2880

2880

2885

2880

2885

2885

PricingPlan:

Name of service provider

Specify

MPPC

2870

2870

2875

2870

2875

2875

2880

2880

2885

2880

2885

2885

PricingPlan:

Call features $ $ $

Amount $ $ $

Call features $ $ $

Amount $ $ $

Arrears $ $ $

Specify


Amount $ $ $Other:

Specify


Period covered

Yes Yes Yes

No No NoRecords consulted

Amount $ $ $

Discounts:

Connection/modification fee

$ $ $


Arrears $ $ $


Specify

Amount $ $ $Other:

SpecifyDiscounts:


Period covered

Yes Yes Yes

No No NoRecords consulted

Amount $ $ $

Connection/modification fee

$ $ $



48/108

48 NOTES

12.12(a) Subscriber television and internetIf the household is receiving any subscriber television or internet services as part of a discounted packagedeal with other services record the details in Q12.9.

Q12.12 (a) still needs to be asked even if information has previously been recorded about subscriber televisionor internet services in Q12.9, as the household may be receiving subscriber television or internet servicesfrom more than one provider. However, do not record here any information about services that have alreadybeen recorded in Q12.9.

Amount of Latest PaymentRecord details from the latest account received.

12.12(b) Amount of Latest Paymen

Expenditure Questionnaire

Documents

Transcript of Expenditure Questionnaire